When we think of Natural Disasters often, we only think of Hurricanes; however, you are also covered against windstorms, hailstorms, tornadoes, flashfloods, or anything that mother nature throws at your property. Natural disasters can cause damage in a widespread catastrophic effect. Call us for a free evaluation of your loss.

Water damage and mold go hand in hand; however, there can also be mold without water! Where there is moisture there is the potential for mold. In most cases, mold can or will grow within 24- 48 hours, if given favorable conditions to grow in. Having mold in your home can have a huge impact on a person’s respiratory system, especially those wilh asthma. Lux Claims is ready with mold assessors and remediators that will take the necessary steps to contain the spread.

One of the most common types of property damage in residential or commercial properties is water damage. This loss can occur due to many different scenarios such as broken pipes within the walls, A/C leaks, drain line backups, shower pans leaks, roof leaks, etc. When these losses are not handled correctly, it will lead to additional damage to the property such as mold which could lead to possible more serious respiratory diseases. With Lux Claims we will investigate, document, report, and settle your claim.

This type of property damage can happen at any point but it’s most common when tenants are evicted, houses are vacant, or during burglars break ins. We work tirelessly with policy owners to get a clear understanding of the situation and properly address the loss.

Fire is an extremely devastating event, from losing your personal property and to being displaced for the time being. From electrical, kitchen or backyard fire accidents, these fires damages can start and move quickly throughout the property. Lighting strikes can also potentially create a fire in your property, and these are also covered by your policy. At Lux Claims we have the team and tools needed to assist you meet your claim needs.

Sometimes business owners are faced with income loss. Call us to fully analyze the damages and represent your business during your insurance claim for business income loss.