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- claims@luxclaims.com
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Need A Free Consultation? Make An Appointment
Need A Free Consultation? Make An Appointment
Lux Claims is a team of insurance claim specialists that will represent you on your insurance claim in order to ensure maximum recovery amount for your loss. We will get you the most insurance payout to re-store your home to its pre-loss condition!
No claim is too big or too small for us!
We will represent you to handle every step for you to ensure a smooth claim experience and get you the settlement you deserve!
A Public Adjuster or P.A. is an independent professional that is hired by a policyholder to help represent themself on an insurance claim with your Insurance Carrier. Insurance companies hire Independent Adjusters to help them address your loss, and you are also within your right to hire your own professional representative!
Remember we work for you, while your carrier adjuster works for them!
We will guide you throughout your entire claim process from the beginning to the end! Our dedicated claim-handling team and professional Public Adjusters will ensure that your claim is properly documented and presented to your insurance carrier. We believe that such steps always lead to a smoother process.
We take every claim seriously and document everything as if is going to be litigated to ensure the maximum property claim settlement you rightfully deserve.
Sadly, most policy owners are uncertain whether they are underinsured, over insured, or simply insured! We are licensed experts to review your policy in order to make the proper arrangement on your coverages. Save some money or at least ensure that your property is insured correctly! Call us to schedule a free policy and property review!
Fill out the following form for a FREE consultation
A Public Adjuster is an insurance claims adjuster who advocates for the policyholder in appraising and negotiating an insurance claim. A public adjuster is the only type of claims adjuster that can legally represent the rights of an insured during an insurance claim process.
Will my insurance company cancel my policy if I hire a Public Adjuster?
No. It would be a serious violation for any insurance company to discriminate against you in any way for exercising a right given to you by the State of Florida.
The standard fee for public adjusting services is a small percentage of the amount recovered from the insurance company. These fees are regulated by the Florida Department of Financial Services. No recovery, no fee!
Usually, it is not too late. Florida law allows a few years to file a supplemental claim from the date of loss. If you do not believe you were paid the right amount and would like us to review your claim, please contact us.
We will guide you throughout your entire claim process from the beginning to the end! Our dedicated claim-handling team and professional Public Adjusters will ensure that your claim is properly documented and presented to your insurance carrier. We believe that such steps always lead to a smoother process. We take every claim seriously and document everything as if is going to be litigated to ensure the maximum property claim settlement you rightfully deserve.
Please fill out the following form so one of our specialists can get in contact with you.
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When we think of Natural Disasters often, we only think of Hurricanes; however, you are also covered against windstorms, hailstorms, tornadoes, flashfloods, or anything that mother nature throws at your property. Natural disasters can cause damage in a widespread catastrophic effect. Call us for a free evaluation of your loss.
Water damage and mold go hand in hand; however, there can also be mold without water! Where there is moisture there is the potential for mold. In most cases, mold can or will grow within 24- 48 hours, if given favorable conditions to grow in. Having mold in your home can have a huge impact on a person’s respiratory system, especially those wilh asthma. Lux Claims is ready with mold assessors and remediators that will take the necessary steps to contain the spread.
One of the most common types of property damage in residential or commercial properties is water damage. This loss can occur due to many different scenarios such as broken pipes within the walls, A/C leaks, drain line backups, shower pans leaks, roof leaks, etc. When these losses are not handled correctly, it will lead to additional damage to the property such as mold which could lead to possible more serious respiratory diseases. With Lux Claims we will investigate, document, report, and settle your claim.
This type of property damage can happen at any point but it’s most common when tenants are evicted, houses are vacant, or during burglars break ins. We work tirelessly with policy owners to get a clear understanding of the situation and properly address the loss.
Fire is an extremely devastating event, from losing your personal property and to being displaced for the time being. From electrical, kitchen or backyard fire accidents, these fires damages can start and move quickly throughout the property. Lighting strikes can also potentially create a fire in your property, and these are also covered by your policy. At Lux Claims we have the team and tools needed to assist you meet your claim needs.
Sometimes business owners are faced with income loss. Call us to fully analyze the damages and represent your business during your insurance claim for business income loss.
